By Don Tapscott
The views expressed are his own.

What will happen in 2012? In the spirit of the aphorism “The future is not something to be predicted, it’s something to be achieved,” let me suggest 20 transformations (which Reuters has published in four groups of five; the first can be found here, the second here, the third here.)  We need to make progress on these issues now to prevent next year from being a complete disaster.