Comments on: Obama’s birth-control rule stokes U.S. election-year fight Religion, faith and ethics Sat, 23 Apr 2016 23:25:07 +0000 hourly 1 By: JohnO700 Thu, 09 Feb 2012 15:08:52 +0000 Efficient: let people that want contraception pay for it directly. If insurance companies offer a rider for contraception then let people pay for it. Those working for religious organization can buy the rider as personal decision. Religious organizations don’t get involved. Problem solved.

Inefficient: Make everyone pay premiums that include contraception (adds overhead; an extra layer of delay in payment and those that don’t need it or want it pay).