Comments on: Ben Stein’s employer breaks the law http://blogs.reuters.com/felix-salmon/2010/04/05/ben-steins-employer-breaks-the-law/ A slice of lime in the soda Sun, 26 Oct 2014 19:05:02 +0000 hourly 1 http://wordpress.org/?v=4.2.5 By: A_Alex http://blogs.reuters.com/felix-salmon/2010/04/05/ben-steins-employer-breaks-the-law/comment-page-1/#comment-13263 Thu, 08 Apr 2010 04:04:01 +0000 http://blogs.reuters.com/felix-salmon/?p=3227#comment-13263 How many consumers are even aware that this free disclosure law only covers the major Consumer Reporting Agencies (Experian, Equifax, and TransUnion) but not the dozens of smaller “nationwide specialty consumer reporting agencies” (as defined by FCRA Section 603(w))?

For example, the Medical Information Bureau Inc. (MIB) is a cooperative data exchange formed by the North American insurance industry more than 100 years ago. Today, the MIB operates the most extensive database of medical information on individuals who have previously applied for health, life, disability income, critical illness and long-term care insurance. The Federal Trade Commission warns that, “in addition to an individual’s credit history, data collected by Medical Information Bureau, Inc. may include medical conditions, driving records, family history, criminal activity, drug use, sexual orientation, and participation in hazardous sports, among other facts.”

https://www.annualmedicalreport.com/deni ed-insurance-because-of-a-medical-coding -error-in-her-mib-report-video/

Likewise, most consumers and even many insurance agents are unaware that insurers such as Humana, UnitedHealth Group , Aetna (AET), and Blue Cross plans, have ready access to applicants’ prescription histories. These online reports, available in seconds from a pair of little-known intermediary companies, typically include voluminous information going back five years on dosage, refills, and possible medical conditions. The reports also provide a numerical score predicting what a person may cost an insurer in the future.

https://www.annualmedicalreport.com/pres cription-analytics-corporate-databases-t rack-whats-in-your-medicine-cabinet/

An investigation last year by the Federal Trade Commission found that the two companies supplying these pharmacy profiles—Ingenix Inc. and Milliman Inc.—violated federal law for years by keeping the system hidden from consumers. But the FTC has merely required disclosure if prescription information causes denial of coverage or some other adverse action; the agency imposed no penalties. Disturbingly, the new laws do not require the Medical Information Bureau Inc., Ingenix Inc., or Millliman Inc. to offer consumers a safe, online source to request their medical report files; they only have “1-800″ numbers.

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By: Storyburn_com http://blogs.reuters.com/felix-salmon/2010/04/05/ben-steins-employer-breaks-the-law/comment-page-1/#comment-13211 Wed, 07 Apr 2010 00:10:10 +0000 http://blogs.reuters.com/felix-salmon/?p=3227#comment-13211 Those commercials are pretty funny. I love Ben Stein

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By: watchdogg http://blogs.reuters.com/felix-salmon/2010/04/05/ben-steins-employer-breaks-the-law/comment-page-1/#comment-13200 Tue, 06 Apr 2010 21:49:43 +0000 http://blogs.reuters.com/felix-salmon/?p=3227#comment-13200 Sorry for the caps.

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By: watchdogg http://blogs.reuters.com/felix-salmon/2010/04/05/ben-steins-employer-breaks-the-law/comment-page-1/#comment-13199 Tue, 06 Apr 2010 21:49:12 +0000 http://blogs.reuters.com/felix-salmon/?p=3227#comment-13199 How did Ben Stein ever get involved in being a pitchman for one of these sleazy credit-score hucksters. I was never impressed with him as aN ECONOMIST ANYWAY, BUT HE SHOULD MAINTAIN MORE DIGNITY THAN THIS.

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By: iflydaplanes http://blogs.reuters.com/felix-salmon/2010/04/05/ben-steins-employer-breaks-the-law/comment-page-1/#comment-13159 Tue, 06 Apr 2010 13:56:33 +0000 http://blogs.reuters.com/felix-salmon/?p=3227#comment-13159 @jmannen, I think Mr. Salmon just really really really doesn’t like Ben Stein. Perhaps Ben stole his girlfriend in high school or something.

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By: jmannen http://blogs.reuters.com/felix-salmon/2010/04/05/ben-steins-employer-breaks-the-law/comment-page-1/#comment-13156 Tue, 06 Apr 2010 11:43:14 +0000 http://blogs.reuters.com/felix-salmon/?p=3227#comment-13156 You seem to be quite passionate about these “sleazy” websites that give the public what they want, their credit SCORE. I would not put the banner up because, just like your article, it is extremely misleading. This site dumps into the reporting agency sites(Transunion, Experian, Equifax) They do not give you your SCORE, just your report, which is not what most of the public is looking for; although they can BUY their score once they are there. Unfair trade practices? probably, but I am sure you won’t be reporting that.

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By: GingerYellow http://blogs.reuters.com/felix-salmon/2010/04/05/ben-steins-employer-breaks-the-law/comment-page-1/#comment-13153 Tue, 06 Apr 2010 07:03:41 +0000 http://blogs.reuters.com/felix-salmon/?p=3227#comment-13153 How exactly would Felix establish standing if he personally were to sue?

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By: MarkWolfinger http://blogs.reuters.com/felix-salmon/2010/04/05/ben-steins-employer-breaks-the-law/comment-page-1/#comment-13145 Mon, 05 Apr 2010 23:07:47 +0000 http://blogs.reuters.com/felix-salmon/?p=3227#comment-13145 This is obviously a big deal to you, so stop belly-achin’ and sue them

Regards

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