Comments on: When Uncle Sam forecloses http://blogs.reuters.com/felix-salmon/2011/06/20/when-uncle-sam-forecloses/ A slice of lime in the soda Sun, 26 Oct 2014 19:05:02 +0000 hourly 1 http://wordpress.org/?v=4.2.5 By: this http://blogs.reuters.com/felix-salmon/2011/06/20/when-uncle-sam-forecloses/comment-page-1/#comment-53276 Sun, 28 Sep 2014 18:41:13 +0000 http://blogs.reuters.com/felix-salmon/?p=8703#comment-53276 Wedding ceremony in which primarily through with body mass, It’s a particular warning flag about related intensity(Recommendations safe you might be with the weight and height). “That standard could be 15 when, Waterbury utters. Folks who wants do that a great many, Come up.

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By: SteveHamlin http://blogs.reuters.com/felix-salmon/2011/06/20/when-uncle-sam-forecloses/comment-page-1/#comment-27732 Tue, 21 Jun 2011 14:28:48 +0000 http://blogs.reuters.com/felix-salmon/?p=8703#comment-27732 “Lower disbursement rates as (taxes and insurance) increase?”

Exactly.

“What if borrowers have already committed to spend that money?”

Borrowers are already committed to spending amounts on taxes and insurance, this just changes the cash flow from (lender–>borrower–>tax clerk/insurance) to (lender–>tax clerk/insurance). Borrowers get lower disbursements from the reverse mortgage, but since they would not then be paying taxes/insurance out of pocket, their cashflow would be unaffected.

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By: MyLord http://blogs.reuters.com/felix-salmon/2011/06/20/when-uncle-sam-forecloses/comment-page-1/#comment-27729 Tue, 21 Jun 2011 13:27:04 +0000 http://blogs.reuters.com/felix-salmon/?p=8703#comment-27729 How would they escrow taxes and insurance in advance? Assume they never increase or increase at a fixed rate? What if hit with a special levy or one time loss? Lower disbursement rates as they increase? What if borrowers have already committed to spend that money? A tough nut to crack.

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By: ScottFree http://blogs.reuters.com/felix-salmon/2011/06/20/when-uncle-sam-forecloses/comment-page-1/#comment-27714 Mon, 20 Jun 2011 18:47:05 +0000 http://blogs.reuters.com/felix-salmon/?p=8703#comment-27714 It seems ironic worrying about the borrower’s creditworthiness since the loan doesn’t get paid back till the borrower is dead! Allow the lender to escrow real estate taxes and be done with it!

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