Comments on: The social benefit of pension funds http://blogs.reuters.com/felix-salmon/2011/12/29/the-social-benefit-of-pension-funds/ A slice of lime in the soda Sun, 26 Oct 2014 19:05:02 +0000 hourly 1 http://wordpress.org/?v=4.2.5 By: click here http://blogs.reuters.com/felix-salmon/2011/12/29/the-social-benefit-of-pension-funds/comment-page-1/#comment-55962 Fri, 24 Oct 2014 06:37:40 +0000 http://blogs.reuters.com/felix-salmon/?p=11665#comment-55962 For sure, that is a fantastic bit of posting which has been come across inside in length number of years. Make even come by excellent internet page.

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By: Anonymous http://blogs.reuters.com/felix-salmon/2011/12/29/the-social-benefit-of-pension-funds/comment-page-1/#comment-34676 Tue, 03 Jan 2012 22:14:55 +0000 http://blogs.reuters.com/felix-salmon/?p=11665#comment-34676 A révkomáromi tanár október végén jelentette be, hogy a szlovák mellé felvette a magyar állampolgárságot is. Miután nem tett eleget annak a felszólításnak, hogy önként mondjon le szlovák állampolgárságáról, a városi hivatal lakosság-nyilvántartó osztálya telefonon közölte vele: utasítást kaptak rá, hogy töröljék a nyilvántartásból.

KORÁBBAN
Az állampolgárságától megfosztott 99 éves asszony mellett tüntettek Rimaszombatban
Magyar állampolgársága miatt veszítette el a szlovákot egy révkomáromi férfi
EU-biztosnak panaszkodott a szlovák állampolgárság-megvonások miatt Navracsics

Újabb szlovákiai magyar közölte, hogy a magyar állampolgárság felvétele miatt a hivatalok személyi iratai leadására szólították fel. A Hírek.sk szlovákiai magyar hírportál információi szerint Fehér István révkomáromi tanár október végén Nyitrán jelentette be, hogy felvette a magyar állampolgárságot. Később az illetékes hivatal levélben közölte vele, hogy elveszíti szlovák állampolgárságát, és arra kérték, hogy töltse ki a mellékelt nyomtatványt, melyben lemond szlovák állampolgárságáról.
Ezek a magyarok őshonos magyarok. Ez a terület Magyarországhoz tartozott és elvették tőlük igazságtalanul. Jogvédők ez diszkrimináció!

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By: TFF http://blogs.reuters.com/felix-salmon/2011/12/29/the-social-benefit-of-pension-funds/comment-page-1/#comment-34645 Mon, 02 Jan 2012 13:55:21 +0000 http://blogs.reuters.com/felix-salmon/?p=11665#comment-34645 Dollared, my own research turned up the same comments of “expensive” and “not that great returns”, which is why I was a bit puzzled by your suggestion.

As for your “lifestyle preservation layer”, how would that be different from the present 401k system? Tighter regulation of expenses? More strictly limited options? An automatic annuitization of the balance?

One possibility would be to force everybody to choose from a handful of “target date” funds, essentially the model emphasized in the 529 plans that I’ve seen. I’m not personally thrilled with that model — it is possible to do much better. But it is also possible to do much worse, so I can understand why this might be sensible public policy.

Perhaps centralize the 401k plans, taking the administration aspect away from the employers? Introduce some competition to help keep costs down?

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By: Dollared http://blogs.reuters.com/felix-salmon/2011/12/29/the-social-benefit-of-pension-funds/comment-page-1/#comment-34644 Mon, 02 Jan 2012 08:26:43 +0000 http://blogs.reuters.com/felix-salmon/?p=11665#comment-34644 Hi TFF, the Chilean privatised, self-drected old age pension system was designed by the Chicago Boys to perform in Chile the equivalent function of US’ social security sytem. It hasn’t worked well in that role, as it has been expensive and returns have not been great. Surprise, surprise, the Magical Free Market fails again. With those attributes, it has failed in its role as a replacement for the basic income floor role played by Social Security.

But as a model for a second tier of old age pensions (call it the lifestyle preservation layer of old age pensions), a system of semi-private pensions with carefully regulated administrative expenses and limited self-directed investment options might make some sense.

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By: TFF http://blogs.reuters.com/felix-salmon/2011/12/29/the-social-benefit-of-pension-funds/comment-page-1/#comment-34618 Sat, 31 Dec 2011 16:45:00 +0000 http://blogs.reuters.com/felix-salmon/?p=11665#comment-34618 “So government-sponsored private pension schemes a la Chile make sense – as a supplement to Social Security.”

Nice idea, Dollared. Could you explain how Chile’s system is structured? And who bears the cost if investment returns fall short?

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