Comments on: ATM charge of the day, Holiday Inn edition http://blogs.reuters.com/felix-salmon/2012/01/15/atm-charge-of-the-day-holiday-inn-edition/ A slice of lime in the soda Sun, 26 Oct 2014 19:05:02 +0000 hourly 1 http://wordpress.org/?v=4.2.5 By: click here http://blogs.reuters.com/felix-salmon/2012/01/15/atm-charge-of-the-day-holiday-inn-edition/comment-page-1/#comment-55955 Fri, 24 Oct 2014 06:23:35 +0000 http://blogs.reuters.com/felix-salmon/?p=11889#comment-55955 Really, this is sometimes a first class amount of create which has been face from well lengthy. Can additionally see my personal internet sites.

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By: TFF http://blogs.reuters.com/felix-salmon/2012/01/15/atm-charge-of-the-day-holiday-inn-edition/comment-page-1/#comment-35143 Wed, 18 Jan 2012 20:58:56 +0000 http://blogs.reuters.com/felix-salmon/?p=11889#comment-35143 P.S. I agree that a 3% ATM charge sounds like a ripoff. Doesn’t bother me if somebody else wants to pay it, though. Part of living in a wealthy country is that many people (most people?) have more money than they know what to do with (even if they subsequently complain that they don’t have enough). It is incredible the waste that is built into our daily habits!

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By: TFF http://blogs.reuters.com/felix-salmon/2012/01/15/atm-charge-of-the-day-holiday-inn-edition/comment-page-1/#comment-35142 Wed, 18 Jan 2012 20:56:51 +0000 http://blogs.reuters.com/felix-salmon/?p=11889#comment-35142 @Hermant, I’m glad that India is finally coming into the 20th century. You do realize that all of the “features” you mention are available here as well? And have been for years? Free online banking, free ATMs, mutual funds with no entry load, no-limit calling plans, number portability, etc…

Pretty much the only thing we DON’T have in the US is the high growth rate (and the high inflation and interest rates that come with it). But the biggest reason for that is the disparity in the standard of living. India has far more room to grow.

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By: HemantFromIndia http://blogs.reuters.com/felix-salmon/2012/01/15/atm-charge-of-the-day-holiday-inn-edition/comment-page-1/#comment-35134 Wed, 18 Jan 2012 18:54:58 +0000 http://blogs.reuters.com/felix-salmon/?p=11889#comment-35134 @amateurediteur : If being underbanked means not having to be extorted/sold crappy mortgage Ninja loans/bailing out the TBTFs, I would happily take my HDFC Bank anyday, and you can enjoy your BoA privileged services. In any case, it’s a free market. Despite the costs associated with servicing ATMs, banks are lining up to offer their services. Two years back, there were only two ATMs around a mile from my home. Today there are five within 300 metres.
Seriously speaking, Indian banking system is truly competitive domestically, and the only thing lacking is international scale of operations. Indian financial system is far more consumer oriented than western ones. I get 9% on my One Year deposits, with 0.5% extra for senior citizens.. Mutual funds investments are available on a No Entry Load. Yes ZERO Entry Load on ALL Equity Funds. I can do all these things online without stepping out. You need to update your idea about India. You don’t get 7% GDP growth without doing some things well. Consumer is truly king here. We have among the lowest telecom call rates, for instance. As low as 30 paise per minute. That would convert to something like around 167 minutes of talktime for One Dollar.. Plus number portability, i.e., I can take my cell number and move to any other operator if I don’t like the services of my present Telecom service provider. Not married to one company like Verizon without any exit…

Coming back to this post..
You might have become used to it, but to me, 3% ATM charge sounds like an abominable ripoff !

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By: amateurediteur http://blogs.reuters.com/felix-salmon/2012/01/15/atm-charge-of-the-day-holiday-inn-edition/comment-page-1/#comment-35090 Tue, 17 Jan 2012 18:22:46 +0000 http://blogs.reuters.com/felix-salmon/?p=11889#comment-35090 Hamant – India is underbanked, primitive and backward, and price controls have a lot to do with that. Nothing to brag about.

Please be civil.

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By: SayHey http://blogs.reuters.com/felix-salmon/2012/01/15/atm-charge-of-the-day-holiday-inn-edition/comment-page-1/#comment-35087 Tue, 17 Jan 2012 15:49:28 +0000 http://blogs.reuters.com/felix-salmon/?p=11889#comment-35087 Well, interesting that a 3% fee incurred voluntarily (which I would never pay if any other viable option was available)seems to generate more heat than a 35% income tax rate.

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