Comments on: It’s time to abolish the FHFA http://blogs.reuters.com/felix-salmon/2013/02/26/its-time-to-abolish-the-fhfa/ A slice of lime in the soda Sun, 26 Oct 2014 19:05:02 +0000 hourly 1 http://wordpress.org/?v=4.2.5 By: https://eyeweardock.com/shop/brand/esprit/ http://blogs.reuters.com/felix-salmon/2013/02/26/its-time-to-abolish-the-fhfa/comment-page-1/#comment-53088 Sun, 28 Sep 2014 15:25:01 +0000 http://blogs.reuters.com/felix-salmon/?p=20693#comment-53088 Undeniably believe that which you stated. Your favorite justification seemed to be on the web the easiest thing to be aware of. I say to you, I certainly get irked while people think about worries that they plainly don’t know about. You managed to hit the nail upon the top and also defined out the whole thing without having side-effects , people could take a signal. Will likely be back to get more. Thanks

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By: hopeful1 http://blogs.reuters.com/felix-salmon/2013/02/26/its-time-to-abolish-the-fhfa/comment-page-1/#comment-46030 Fri, 01 Mar 2013 14:54:08 +0000 http://blogs.reuters.com/felix-salmon/?p=20693#comment-46030 Replace Ed Demarco already !!!!

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By: hopeful1 http://blogs.reuters.com/felix-salmon/2013/02/26/its-time-to-abolish-the-fhfa/comment-page-1/#comment-46029 Fri, 01 Mar 2013 14:53:12 +0000 http://blogs.reuters.com/felix-salmon/?p=20693#comment-46029 Ed DeMarco should have been removed 3 years ago.

he has single handedly blocked helped for millions of underwater homeowners as well as investors.

Preserving homeownership act of 2012
HARP 3.0
HAMP with principal Reduction
National Mortgage Settlement

Please completely abolish and close the FHFA and maybe the economy and housing can truly begin to recover.

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By: fxtrader7 http://blogs.reuters.com/felix-salmon/2013/02/26/its-time-to-abolish-the-fhfa/comment-page-1/#comment-45999 Wed, 27 Feb 2013 23:44:47 +0000 http://blogs.reuters.com/felix-salmon/?p=20693#comment-45999 Does anyone have figures on the market shares of the major servicers? Is there much overlap with mortgage lenders? this is just to get a sense of the players and dynamics going on in this market. My understanding is that the crisis had a significant impact on the industry structure but I haven’t seen figs recently.

Now onto the subject matter: can people get up in arms about sthg like this? Well no, most don’t get it and it’s not sthg that make easy slogan, which is a shame, but then again that is why all concerned (all benefiting rather) are happy to keep the status quo. Still, this is the sort of things that I find so unbelievable, so crazy, in god and free market worshipping America, yet this is a rigged market and yet the interests of the majority are being trampled over for the benefits of the few, often as in this case, profit maximize companies, who publicly proclaim their love of Adam Smith, but in reality much prefer ( and spent millions lobbying ) operating their own gov protected cartel. will sthg be done? Hopefully, maybe this blog is read by politicians willy to act, but I wouldn’t hold my breath.

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By: breezinthru http://blogs.reuters.com/felix-salmon/2013/02/26/its-time-to-abolish-the-fhfa/comment-page-1/#comment-45984 Tue, 26 Feb 2013 20:33:13 +0000 http://blogs.reuters.com/felix-salmon/?p=20693#comment-45984 Surely this isn’t the same Eddie DeMarco who declined to allow principal reductions to middle class homeowners who went from +30% equity to -30% equity due to the collapse of 2007 because he wanted to avoid “moral hazard”.

He should get a soft cotton cloth and a tin of Brasso and spend the rest of his life polishing knobs. He can start with mine.

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By: fourcentson1 http://blogs.reuters.com/felix-salmon/2013/02/26/its-time-to-abolish-the-fhfa/comment-page-1/#comment-45982 Tue, 26 Feb 2013 19:02:46 +0000 http://blogs.reuters.com/felix-salmon/?p=20693#comment-45982 FHFA regulates based on a “public utility model,” aiming to protect and preserve Freddie and Fannie’s ability to serve the mortgage market. The stress tests show that FnF can repay taxpayers in the next four to five years. The mortgage market continues to function. Underwater homeowners are getting some help, albeit not loan forgiveness.

The public utility model is typically implemented by a three to five member commission rather than a single regulator and there is a great deal of transparency regarding how and why the regulator makes its decisions. FHFA has room for improvement, but hysteria isn’t helpful.

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