Comments on: The best of all worlds for investors? Insights behind the investment headlines Wed, 16 Nov 2016 21:43:49 +0000 hourly 1 By: mfimiami Tue, 13 Oct 2009 03:34:02 +0000 With the U.S. Dollar descending, any stock gains made by small investors are greatly diminished, if not eliminated altogether.

What worries me is that homeowners who are already struggling to pay their mortgage bills will eventually lose their retirement money in the stock market.

Many times, an employee is given only a few mutual funds to choose from in a 401(k). What happens when he or she wants to sell? It’s not possible to liquidate the 401(k) or roll it over into an IRA at a brokerage account until after leaving a job. So, very few choices are left.

One possible choice is to go into U.S. Treasuries, but those are increasingly being shunned by other countries. They aren’t the safe haven that they used to be.

Is there no escape hatch for the American consumer?