Mediclaim cashless facility withdrawn for top hospitals

July 11, 2010

There is some bad news for people who have bought cashless health insurance policies.

Media reports say many insurance companies providing cashless health insurance have stopped direct payment of treatment charges to 150-odd high-end hospitals in New Delhi and surrounding areas from July 1.

You will no longer be able to get these facilities at high-end hospitals in Delhi, NCR and the metros of Mumbai, Bangalore and Chennai.

That means you will have to bear the expenses from your pocket if you are taking treatment from one of these hospitals, even if you have cashless facility.

Consumers are already facing the heat. Television news channels and Twitter are abuzz with complaints.

Medical insurance in India is not that expensive, with a 200,000 rupee health cover for a 30-year-old costing under 2,500 rupees per annum in some cases, according to apnainsurance.com

But can the common man afford medical treatment from top hospitals by paying from his own pocket — and would it be easy to get claims later on?

Do you think it is fair to impose such restrictions, given that the consumer bought the policy when the company assured cashless benefits.

Would you now renew your health policy? Share your views.

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