Comments on: Locking up bank reserves is wrong policy focus Thu, 21 Jul 2016 07:57:19 +0000 hourly 1 By: minipaws Wed, 10 Feb 2010 15:05:59 +0000 The fed had better raise interest rates soon, because a there are a growing number of us with a lot of cash in the banks that are getting sick of letting everyone use our money for next to nothing in interest. What if we all withdraw it until we get better rates?? For every $1mil I have in the bank I control $10Mil in lending.