Expert Zone

Long-term motor insurance might just work

By Deepak Yohannan
August 21, 2014

(Any opinions expressed here are those of the author and not of Thomson Reuters)

A large number of two-wheelers on Indian roads are uninsured. This is not due to high annual premiums, but because the perceived benefits of taking an insurance policy are just not apparent.

Third party premium for motor insurance increased

By Deepak Yohannan
April 16, 2014

(Any opinions expressed here are those of the author and not of Thomson Reuters)

It is compulsory for every vehicle in India to have a third party insurance, which covers risks involving damage or loss to others caused by the vehicle you drive.

Third-party motor insurance premiums fixed for new financial year

By Deepak Yohannan
April 3, 2013

(Any opinions expressed here are those of the author and not of Reuters)

A motor insurance policy consists broadly of two parts — third-party cover, which is regulated; and an ‘own damage’ cover, the premium for which is left to market dynamics.

Another case of insurance regulation – good or bad?

By Deepak Yohannan
November 1, 2011

(The views expressed in this column are the author’s own and do not represent those of Reuters)