India Masala

Bollywood and culture in an emerging India

EMI : A relevant message in a not-so-good film


I am about to take the first loan of my life next month. What with the

credit crisis and uncertainty all around, I am having second thoughts.

On the other hand, a newly married acquaintance celebrated Diwali by
buying her a pair of diamond earrings — bought on credit she
tells me, proudly showing off the studs.

I felt a bit old-fashioned. Here I was fretting about taking a loan and
this young girl is so much at ease buying a luxury item on credit.

That is why while watching “EMI”, I could ignore the bad script, even worse acting and rudderless direction to reach the crucial message the film is trying to project — the dangers of living life on credit.


Director Saurabh Kabra makes his debut with the stories of four characters — a housewife (Urmila Matondkar) seeking insurance, a father (Kulbhushan Kharbanda) taking a loan for his son’s education, a DJ (Arjun Rampal) who lives off credit cards and a young couple (Ashish Choudhary and Neha Uberoi) starting ¬†married life under the burden of several loans, even taking one for their honeymoon.