CHICAGO, April 29 (Reuters) – Whether you need to invest a
tax refund or simply want to see if you’re on track with your
investments, spring is a great time to get out the broom.
I needed to make a large contribution to my 401(k) to offset
some taxes recently, so I took the opportunity to see that my
portfolio is meeting my objectives.
In my case, I needed to do some rebalancing and check
returns of the funds I owned against benchmarks. Then I checked
to see if my funds tracked my long-term investment policy.
When I first opened my 401(k) about a decade ago, my main
objective was broad-based global income and growth. Then I added
a little gold for inflation protection last year. Now I’ve
drifted off course, so it’s time to ask some questions.
In my global search for a combination of income and
appreciation, I need more exposure to natural resources, the
staple commodities of developing countries.