Opinion

John Wasik

Record low mortgage rates don’t mean everyone can get them! http://t.co/3UcgOOM0

Dec 17, 2011 02:59 UTC

Record low mortgage rates don’t mean everyone can get them! http://t.co/3UcgOOM0

Why are rock-bottom mortgage rates so hard to get?

Dec 16, 2011 17:45 UTC

By John Wasik

(Reuters) – With home mortgage rates still hovering around record lows – and they may fall further still – this should be the perfect time to lower your borrowing costs.

Yet with tough standards and more people in a home-equity hole due to the housing slump, it’s difficult to get the best rates. There are some ways to improve your odds and a revamped government program might help, but you’ll have to jump through some hoops to sweeten your loan application.

Mortgage applications are surging, largely due to refinancings. Weekly applications climbed 4.1 percent through December 14, according to the Mortgage Bankers Association. The share of refinancing loans was the highest recorded rate this year.

Fed loaned banks $29 Trillion. http://t.co/pSJrQGmv

Dec 16, 2011 14:22 UTC

Fed loaned banks $29 Trillion. http://t.co/pSJrQGmv

RIP Christopher Hitchens 1949-2011 http://t.co/N05sATD2 via @Slatest

Dec 16, 2011 14:11 UTC

RIP Christopher Hitchens 1949-2011 http://t.co/N05sATD2 via @Slatest

Rich People DON’T Create Jobs: 6 Myths That Have to Be Killed for Our Economy to Live http://t.co/FBlVyAQW

Dec 15, 2011 02:29 UTC

Rich People DON’T Create Jobs: 6 Myths That Have to Be Killed for Our Economy to Live http://t.co/FBlVyAQW

The Protester: Person of the Year http://t.co/4vlCV3z4 via @TIMEPolitics

Dec 14, 2011 14:43 UTC

The Protester: Person of the Year http://t.co/4vlCV3z4 via @TIMEPolitics

http://t.co/nYtNVnVI

Dec 12, 2011 17:11 UTC

http://t.co/nYtNVnVI

Five best money books of 2011

Dec 12, 2011 16:02 UTC

By John Wasik

(Reuters) – I can’t say it’s been a great year for investing books. It’s been hard enough to keep up with the gyrating stock market and European crisis. Fortunately, there are a handful of books that manage to tell good stories or give you timeless advice. Here are my picks:

1. “Get Your Act Together. The Big Shift: Navigating the New Stage Beyond Midlife” by Marc Freedman

If you’re hitting the sweet spot between middle age and retirement, you need to read this book. Freedman is a master at defining what could be done to make your life meaningful while living the best part of your life.

Inside the Climate Change Denial Industry: Naomi Klein http://t.co/HD9cyIsf

Dec 10, 2011 19:05 UTC

Inside the Climate Change Denial Industry: Naomi Klein http://t.co/HD9cyIsf

NAACP Warns Black and Hispanic Americans Could Lose Right to Vote http://t.co/2vHafetj via @AddThis

Dec 10, 2011 18:59 UTC

NAACP Warns Black and Hispanic Americans Could Lose Right to Vote http://t.co/2vHafetj via @AddThis

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