Senior Personal Finance Correspondent
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Nov 26, 2014

The loss leaders of the investment world

NEW YORK (Reuters) – Every industry has its loss leaders, and the investment world is no different. The theory is that you will go to the store for the $12 turkey and stick around to buy dressing, cranberries, juice, pies and two kinds of potatoes. Mmmm, but I digress.

In the investment world, the role of the cheap turkey is played by broad stock index exchange traded funds. While investment firms say they make money on even low-fee funds, their profit margins on these products have been narrowing.

Nov 26, 2014

Stern Advice-The loss leaders of the investment world

NEW YORK, Nov 26 (Reuters) – Every industry has its loss
leaders, and the investment world is no different. The theory is
that you will go to the store for the $12 turkey and stick
around to buy dressing, cranberries, juice, pies and two kinds
of potatoes. Mmmm, but I digress.

In the investment world, the role of the cheap turkey is
played by broad stock index exchange traded funds. While
investment firms say they make money on even low-fee funds,
their profit margins on these products have been narrowing.

Nov 12, 2014

How money experts handle their own finances

NEW YORK (Reuters) – We personal finance writers really do eat our own cooking.

I don’t mean that in the metaphorical sense in which it is usually used – the question of whether we follow our own advice is complex. But when 25 of us got together recently for a potluck meal, we found that we all literally ate a lot.

Nov 12, 2014

Stern Advice – How money experts handle their own finances

NEW YORK, Nov 12 (Reuters) – We personal finance writers
really do eat our own cooking.

I don’t mean that in the metaphorical sense in which it is
usually used – the question of whether we follow our own advice
is complex. But when 25 of us got together recently for a
potluck meal, we found that we all literally ate a lot.

Nov 5, 2014

Retirement withdrawal strategies that can pay off big

NEW YORK (Reuters) – Having your own tax-deferred retirement account is a bit like having one of those self-titrating morphine buttons that hospitals use: Press it whenever you need quick relief.

But once you’re retired and able to tap your 401(k) or individual retirement account (IRA), it’s not easy to titrate your own doses of cash. Withdraw too much, and you use up your nest egg too quickly; too little, and you might unnecessarily crimp your retirement lifestyle.

Nov 5, 2014

Stern Advice-Retirement withdrawal strategies that can pay off big

NEW YORK, Nov 5 (Reuters) – Having your own tax-deferred
retirement account is a bit like having one of those
self-titrating morphine buttons that hospitals use: Press it
whenever you need quick relief.

But once you’re retired and able to tap your 401(k) or
individual retirement account (IRA), it’s not easy to titrate
your own doses of cash. Withdraw too much, and you use up your
nest egg too quickly; too little, and you might unnecessarily
crimp your retirement lifestyle.

Oct 21, 2014

The tax hit that loyal investors will take in 2014

NEW YORK (Reuters) – If you are the kind of steadfast investor who buys a mutual fund and holds it forever, prepare to pay for your loyalty next April, when you settle up your 2014 tax bill.

At the end of this year, many mutual funds are expected to distribute sizeable capital gains to shareholders who will have to pay taxes on them.

Oct 21, 2014

Stern Advice-The tax hit that loyal investors will take in 2014

NEW YORK, Oct 21 (Reuters) – If you are the kind of
steadfast investor who buys a mutual fund and holds it forever,
prepare to pay for your loyalty next April, when you settle up
your 2014 tax bill.

At the end of this year, many mutual funds are expected to
distribute sizeable capital gains to shareholders who will have
to pay taxes on them.

Oct 1, 2014

Stern Advice-Should you tap your 401(k)to buy a house?

NEW YORK, Oct 1 (Reuters) – It makes sense, given the gains
workers have seen in their retirement plans and in home prices
in recent years, that they would consider tapping their 401(k)
accounts to buy homes. And that is exactly what a growing number
of workplace savers are doing, according to a new study from
Fidelity Investments.

“Over the past year alone, more than 27,000 investors took
loans specifically for the purchase of a home,” said Fidelity,
which looked at data from workplace retirement plans it runs.

Sep 3, 2014

Stern Advice – Fall means it’s time to hit the (tax) books

NEW YORK, Sept 3 (Reuters) – When everyone else starts
loading their backpacks and shopping the back-to-school sales, I
know it is time for me to dive back into TurboTax.

That’s because fall is the perfect time to plan my approach
to the tax forms I won’t file until next April. By using the
next four months strategically, I may be able to reduce the
amount I have to pay then.

    • About Linda

      "Linda Stern is an award-winning personal finance journalist who loves to write about how the big picture affects your pocketbook. A former contributing editor at Newsweek magazine and a long-time Reuters columnist, Stern covers everything from credit cards to retirement planning to investing. As a Washington-based correspondent, she sneaks in as much tax and economic policy as her editors will allow. She tweets at www.twitter.com/LindaStern. And when she expresses opinions, they are her own and not those of her employer."
      Joined Reuters:
      October 2010
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