WASHINGTON (Reuters) – If you like your 401(k) retirement savings account, you’re going to love what healthcare reform does to your employer-provided health care plan.

In a post-Obamacare future, expect more employers to adopt defined contribution healthcare plans. Instead of providing coverage, they will throw a set amount of cash at workers and have them buy their own coverage on private employer-sponsored exchanges.

WASHINGTON, Jan 16 (Reuters) – If you like your 401(k)
retirement savings account, you’re going to love what healthcare
reform does to your employer-provided health care plan.

In a post-Obamacare future, expect more employers to adopt
defined contribution healthcare plans. Instead of providing
coverage, they will throw a set amount of cash at workers and
have them buy their own coverage on private employer-sponsored
exchanges.

WASHINGTON (Reuters) – Tax filing season hasn’t even started yet, and we have already fallen behind. The Internal Revenue Service made good on its threat to delay some tax forms if Congress went over the so-called fiscal cliff.

The tax agency said that because of last-minute and retroactive tax law changes, it would not be able to process any returns filed before January 30. Furthermore, a slew of late-changing forms would delay many more returns (perhaps as many as 20 million of them) until the end of February or the beginning of March. That’s going to hurt those early filers.

WASHINGTON, Jan 9 (Reuters) – Tax filing season hasn’t even
started yet, and we have already fallen behind. The Internal
Revenue Service made good on its threat to delay some tax forms
if Congress went over the so-called fiscal cliff.

The tax agency said that because of last-minute and
retroactive tax law changes, it would not be able to process any
returns filed before Jan. 30. Furthermore, a slew of
late-changing forms would delay many more returns (perhaps as
many as 20 million of them) until the end of February or the
beginning of March. That’s going to hurt those early filers.

WASHINGTON, Jan 4 (Reuters) – It is not easy if you have
dedicated most of a journalism career to writing about money to
read “Pound Foolish: Exposing the Dark Side of the Personal
Finance Industry.”

This new book by New York journalist Helaine Olen surveys
all that she believes is wrong with the financial advice
industry.

WASHINGTON (Reuters) – Carry on, everyone. That’s the first takeaway from the fiscal-cliff-averting tax deal struck literally in the eleventh hour on Tuesday.

It wasn’t the kind of tax bill that allows for a raft of quick financial planning opportunities, in part because the bill was passed after the books on 2012 have closed, so there is no going back now and fiddling with your year-end deductions.

WASHINGTON (Reuters) – Make resolutions if you must: When you vow to track every dollar and never waste money again, you feel all clean and shiny for at least a few hours into the new year.

But that doesn’t usually last. Resolutions get broken because they are too lofty and too ill-defined. It is better to break your resolutions down into a specific to do list: here are the money moves to make now and in the coming weeks that will insure you’re in a better financial place before 2013 ends.

WASHINGTON (Reuters) – By now, we thought the path forward would be clear and the usual six-day flurry of tax-focused check writing and income-shifting could commence.

But we’re still in wait-and-see mode; watching to see what happens next. Either Washington will rush through a year-end package of tax and spending cuts or we will plunge over the so-called “fiscal cliff” of tax increases and sharp spending cuts. Even if that happens, President Obama and Congress could agree on a retroactive package early next year that would limit the repercussions of the over-the-cliff scenario.

WASHINGTON, Dec 26 (Reuters) – By now, we thought the path
forward would be clear and the usual six-day flurry of
tax-focused check writing and income-shifting could commence.

But we’re still in wait-and-see mode; watching to see what
happens next. Either Washington will rush through a year-end
package of tax and spending cuts or we will plunge over the
so-called “fiscal cliff” of tax increases and sharp spending
cuts. Even if that happens, President Obama and Congress could
agree on a retroactive package early next year that would limit
the repercussions of the over-the-cliff scenario.

WASHINGTON (Reuters) – Despite reports to the contrary, young adults haven’t given up on the American dream of homeownership. They are just biding their time.

As many as 93 percent of millennial-generation renters plan to buy a home someday, according to a recent (albeit self-serving) poll by real estate website Trulia. Yet in today’s housing market, characterized by still-subdued prices and record low mortgage rates, only one in three homebuyers are first timers.