Comments on: Trouble in FIM-land Where media and technology meet Wed, 16 Nov 2016 08:48:25 +0000 hourly 1 By: Miss UNIVERSE Sun, 06 Apr 2008 14:53:16 +0000 One major problem is that many teens and young adults may not have credit cards at this stage in their lives. Or they may be consumed with college expenses and have less disposable income than they would at a future stage in their working lives