Comments on: Workers regret their health benefit choices: survey Fri, 05 Dec 2014 11:27:18 +0000 hourly 1 By: RedRockDental Thu, 29 Sep 2011 16:40:43 +0000 The main reason people tend to under contribute to their FSA is that the amount must be declared in advance of spending, yet any unspent funds do not roll over to the following year.

An alternative is to have a Health Saving Account, which does allow unused funds to roll over.