Is college worth it?

September 15, 2011

For recent grads like Peter Turchan, college led to some soul-searching about whether the experience was worth the whopping price tag.

Turchan graduated two years ago from Fordham University and has a good job, as a sales associate at a commercial real-estate brokerage in New York City. But the crippling financial hangover has left him dispirited. “I’m over $100,000 in debt, and find it very hard making payments,” says the 25-year-old. “I often think about whether college was worth it. Before college I was making better money, and think about what I could be doing now if I had focused on saving and furthering my career.”

If I ever suggested skipping college and going straight to work to my own parents, I would’ve been skinned alive and left to the dogs. It’s an article of faith in American society that after high school, you go to university and get at least one degree before launching into the workforce.

But with college costs continuing to spike, debt loads metastasizing, and dim economic prospects ahead, at some point you have to ask the question: How expensive does higher education have to become, before it’s just not worth the lifetime debt burden?

Have your say: [poll id=”31″]

The numbers are stomach-churning – both for prospective students, and their parents. Average college debt has now climbed to roughly $24,000 a head. Total student debt is projected to pass $1 trillion this year. And, since it usually can’t be wiped away in bankruptcy, it can stay with you for a lifetime. 

“For the first time in history, student loan debt is now greater than credit-card debt,” says James Altucher, author of books like Trade Like a Hedge Fund and managing director of Formula Capital. “It’s a shame, because then kids become indentured servants, taking jobs and pursuing careers they don’t necessarily want. Instead, if they had a five-year head start over their peers by not going to college, they could figure out how to make a lot more money – and wouldn’t have to deal with massive debt.”

It’s a shocking suggestion, to be sure. But it’s also being promoted by billionaire PayPal co-founder Peter Thiel, who actually gives scholarships to promising youngsters to drop out of college and put their entrepreneurial skills to work. With college costs rising by 5 to 8 percent a year, you’re starting to hear rumblings that — based on a cold-eyed cost-benefit analysis – pricey degrees might not make the cut.

On the other side of the argument, the long-term financial benefits of higher education are well-known. Bachelor’s degree recipients have 80 percent higher incomes than high-school grads, and half the unemployment rate, points out Mark Kantrowitz, publisher of the websites and As long as you can keep the debt manageable — and at attractive interest rates, such as those offered by federal programs – he says education is still an excellent long-term investment.

“A good rule of thumb is that your total education debt at graduation should be less than your expected starting salary, and ideally a lot less,” says Kantrowitz. “That way, if you don’t over-borrow, you should be able to repay your student loans in 10 years.”

Indeed, there are ways to minimize costs without ditching higher education altogether. Forgo pricey Ivy League universities in favor of state colleges, which charge a relatively manageable $7,605 per year for in-state students. Do two of your four years at an affordable community college, before transferring to complete your degree.

Take full advantage of financial aid, natch; Fastweb’s search engine combs through 1.5 million scholarships worth a combined $3.4 billion. And some elite institutions, like Harvard, have sufficient endowments that they can offer deeply discounted or free tuition to students from families of modest income.

But at the end of the day, you should be allowed to ask the question, of how much is too much for a sheepskin. The conventional wisdom about higher education is so strong, though, that Altucher has received plenty of blowback about his views. “The reaction has been violent,” he says. “People get so angry that they send me death threats, or say I should be sterilized, or that the government should take away my kids. But I just don’t think it takes $200,000 in debt to teach kids how to think. There are a lot of different ways to learn.”


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Education debt limits should be the same as for the rest of us-if you have no income, you get minimal credit and even with an advanced degree limits should be $10K or no more than an avg new car loan limit! Teachers seem to have it the best, $100k/yr avg comp (fact-$65k/yr + pension, education benefits, etc etc= nearly 100k avg) work 9 months, can’t get fired for anything shy of a felony and no need to perform- nearly 50% of HS students in big cities not graduating! So, many of the more “educated” seem to be gaming the rest of us! However, getting a 4 year degree while you work, starting @ a community college is still wise, but stay out of big debt if you’re smart!

Posted by DrJJJJ | Report as abusive

Yes College is still worth it. As an African American it is still difficult to obtain more than basic employment without a college degree. In these times of economic strife in the US, both of my children are currently employed in career-level jobs. Both have college degrees and most certainly would be part of the unemployed in the US if they had not completed a college degree.

Posted by RoseScott | Report as abusive

its not just in AMERICA, colleges are very expensive in many countries. Here in PAKISTAN per semester fee of private colleges can reach up to 100K and above. Leaving the students helpless with no scholarships.

Posted by blwl | Report as abusive

The white elephant in the room is that unless you got a degree in business, your 4 year college education is probably completely irrelevant to preparing you for the job that required you to have it. The years of partying and learning about art, another language, etc., simply function to elevate your status in American society as a well rounded person that continues our culture. Jobs that require any degree rather than specifying a specific relevant degree are simply keeping out disadvantaged people, by not considering the qualifications of individuals, only that a class milestone has been passed. Many people learn more in high school than they will ever learn of value for work in college.

Posted by newsaddict1 | Report as abusive

Check out the lectures over at The Teaching Company (teach12 dot com). The basic premise of that outfit is that they provide university level lectures on CD/DVD,etc. Old model, well established now. But there is something interesting in the way TTC has evolved. They started out with lecturers from places like Yale and Georgetown, but after they covered the basics with survey courses in western civ, they started going to 2nd, 3rd, 4th tier schools to get the best specialists on the more specific subjects. Message: Very good educations can be had at much less expensive schools. If you are not wealthy, and you are going ivy, you are a fool. Yes, you need an education, and college Can be a good place to get it, but the education market is much more efficient than places like Harvard would like you to believe. There is a price differential that is going to be unsustainable. Those smug PhDs with those tenured positions had better be close to retirement.

Posted by ARJTurgot2 | Report as abusive

Some of you seem to forget the very important fact on obtaining a college degree, it is an esential requirement if you want to get into a particular work related field. Even to reach a certain position it is required that you have an advanced degree, and the corporate system makes this our requirement. Although people are taking on debt I think it truly is a problem with how much we are charged for our education. If anything college should be made more affordable no matter where it is located.

Posted by mrbutters615 | Report as abusive

The college education I received is priceless. Instead of going directly into the workforce I spent four years with my head in books and developed a voice for exchanging ideas with peers and professors. I would not trade this experience for anything. Even though the humanities degree I obtained did not lead me directly into a prosperous career, my long term prospects have become much brighter because of my education.

This article is focusing on the wrong problem, the country should not be focusing on less education. The US is loosing its position in the global economy, but we are still an extremely prosperous nation. We need to develop realistic expectations about college and stop using easy government money to fund ever expanding programs and lavish college lifestyles. Its pretty obvious that if you took out $100,000 in debt to learn about art or philosophy then you might be in some trouble, but a $20,000 debt for four years of education is hardly a waste if the student is doing more than just trying to get a piece of paper.

Posted by nalipp | Report as abusive

Beware of those saying college isn’t worth it. These are the many of the same people who have money, want cheap labor for their businesses, and want a stupid electorate that can be fooled into voting for candidates who favor the wealthy. Sure college is expensive! And as one who didn’t go to college 25 years ago, I can tell you, that those without higher education will stagnate in wage growth after a certain amount of time. Those with degrees tend to get a much larger rise in earnings throughout their lifetimes. I’ve seen it! I’m almost 42 years old and I am a freshman in college. Even 25 years later, college is still the best path to a brighter future. I agree that college costs are high and there could be a better effort to contain costs for students. But don’t be fooled. Go to college, kids. It’s the best thing you can do for your future.

Posted by thinkintoit | Report as abusive

College is worth it if a person majors in a worthwhile field. Majors such as Psychology, communications, Women’s studies, etc., are probably not going to pay off. The Economy is, at it’s heart, driven by Technological innovation. We desperately need more people trained in science and engineering. With only a high school education a person is not well enough equipped to make any contribution in to science and engineering fields.

Posted by rational1b | Report as abusive

I still believe that for most of us attending a community based college,with 2 year degree programs with mandatory transfer of college credits is the best way to go. Naturally if one thinks going to a pricey school for 4 years for a non professional degree; business, pre-law pre-med, philosophy, phsyc. or these types of majors knock ur self out. I thinks it is a waste of money. What is important is that ur grades r in the top 5% minimum. Then if one choses to further their education, I would put my money in the schools that are rated highest in ones field of study for my advanced degree,

Posted by Markb16262 | Report as abusive

College is totally worth it, the problem is students are spending their money on degrees like anthropology and art classes.

Gain skills that provide an income in the real job market and make a hobby out of what you would rather do. Life is about compromise.

As far as degrees go most jobs that pay well are requiring a bachelors degree at a minimum. Educate yourself your own way, but no paper degree, no job, period! It’s a catch 22.

Posted by BrockS | Report as abusive


Even with the soaring prices of $50K a year, private schools take into account the FAFSA Expected Family Contribution (EFC) and give financial aid (limiting loans of students to around $20K to $30K) to cover the portion in excess of the family contribution.

However, not all private schools can do this. The general idea that college isn’t worth it though is silly – everyone should apply and assess their financial situation as well as what they intend to do with the school. At one time, college was a no brainer – now, it’s important to scrutinize the decision of going.

Posted by jgb210 | Report as abusive

I am a professional, single mother by choice. I have always been able to support my child and have never had an issue finding a decent job. My independance is extremely important to me and it would not be possible without a college education (I am an accountant).

For women and minorities, a college education is your doorway to independance. Period. (And that is priceless, in my opinion.)

Posted by r.felder | Report as abusive

I teach the rumored to be worthless State College art classes. Something that the art haters miss when trotting out that tired old stereotype is that pretty much all designed communications, likely this very web site, are the products of art graduates. In a world where information and the communication of it is of primary value to the economy and culture, it’s an absurd asertation that understanding aesthetic communication is not a job skill. True the advertising and communication fields are volatile and prone to mass lay-offs. So is the business sector. I regularly place new graduates in careers – even during a recession. I feel sorry for the biology majors -what could anyone possible do with a bachelors degree in biology?

Regardless, the fact remains that most people work in a field unrelated to their college degree and make substantially more money over the couse of their lifetimes than those without the degree. What your degree is in is not a direct corollary to your career but a degree remains a proven litmus test of basic abilities to communicate, follow a complicated schedule, be self sufficient and reliable.

More so, the goals of academia are not the same as the goals of business. Education is more than a means to an end. Students are not grist for the mill, they are utopian idealists with unfaltering beleaif in the ability of ideas to change the world. As a culture we need to perpetuate that kind of spirit, even if some of us know it might not plug right in to a career.

We are saddling our graduates with too much debt, but largely due to the unwillingness as a society to fund education, and our choice to transfer what used to be a communal cost managed by government onto the backs of the individual students who manage it with endless

Posted by Anonymous | Report as abusive

After more than 20 years in the work force (with a degree from a 4-month trade school), I am going to college. Yes, I hope it will help me earn more, but I am not counting on it. As such, I pay as I go. It has been four years and I only have 48 credits, but I also have no debt (school or other) and a 4.0. Perhaps our perspective of how to achieve a higher education should be reviewed.

Posted by NevadaGirl | Report as abusive

For those that take their support and aid for granted, such as a single mother that made a comment here, others here are literally a “tragedy of the commons.” I am one of the many cases of a “gutter genius” that will end up dying in the gutter for the extremely prohibitive cost of education (read: “higher” education, federally subsidized in places like Japan and Ireland). I was heralded as “The next Albert Einstein” when I first registered my IQ scores as a 7 year old, then retook the same week-long battery of tests 3 years later to confirm. Apparently this age’s Einsteins and Teslas and Faradays are worth nothing more than a cashier’s position at the local grocer.

Posted by Xeraphim | Report as abusive

One thing missing from this discussion, which focusses exclusively on money, is how much higher education can help a society develop the kind of knowledge and experimentation that is valuable for its long term growth. It s NOT about making a new startup that makes you rich within 5 to 10 years; it s about knowledge, culture, thought, systematic understanding of reality, ability to conceptualise complex ideas, etc. And it s about how stupid the idea that higher education can continue to follow the market forces indefinitely, as if there actually was such a thing as a competitive market for education…

Posted by justM | Report as abusive

I have been thinking of this issue since I first saw Goodwill Hunting. The 4 years gives you about 5k more per year and also opens doors with old school thinking jobs (Requiring a degree instead of knowledge). As a manager I hire based on knowledge and certifications. The non degree person has worked in the field instead of going to school and has more hands on. The graduate has office/clerical skills that is lacking if you don’t go to school. Having 2 degrees myself I find that it simply is not worth it unless you are going into a specialized science. If you want to pander to the old school ways get yourself a Business Administration degree (Its cakewalk degree and you can party your way through it) it is the most widely used degrees for job qualification and those with it look out for each other.

Posted by Sguy | Report as abusive

If you’re not smart enough to understand things on your own, you don’t have the personality, perseverance or discipline to provide for yourself, you don’t mind debt that will follow you through the next two decades of attacks on savings, salaries, work forces, labor, science, reason and logic, you want to keep the high school party going, you think creativity is something that can be taught, and/or you have a career in mind that requires a specific degree, then go for it, college is for you.

Posted by hypodoche | Report as abusive

Pay as you go or by the unit and take as long as you need. Especially if you have to work to make ends meat. To many unemployed right now. People with degrees taking jobs that used to go to high school graduates. If you got a job hold on to it and figure out a way to get a degree without going into massive debt. Wages are depressed with prospects not looking bright for major increases in salary and business is in no hurry for the status quo to change in regards to that. Off-shoring of certain sectors of the economy will continue until the rest of world catches up with the American standard of living and world economy starts to equalize. Wage stagnation and high unemployment are the new norm :(

Posted by BubbaJ | Report as abusive

Glad the author mentioned that you should forego the Ivy League. It was ten years ago but my undergrad degree only cost $4500/year with in-state tuition. Granted, the degree has nothing to do with my current field(s) of endeavor, but the higher degrees that I received after undergrad required an undergrad degree for admission.

So I think it’s still worth it but people shouldn’t get caught up in the trap of thinking that they need – or deserve – that Veritas wallpaper. Many employers and entrepeneurs I’ve spoken with actually view Ivy League degrees in a negative light due to the Old Boy Networks, easy money, and sense of entitlement that are associated with those schools.

Posted by Nullcorp | Report as abusive

The differences in quality from institution to institution makes the question really meaningless. Yes, some colleges offer great value-for-money, while others are … being nice … less beneficial.

Graduating with an automatic degree with peers who cannot multiply by 10 without a calculator and a $50k debt load is probably not a good idea. (I knew a college Dean once who stated that the college would not survive if their students were required to show mastery of math at a GED level – this is an institution that charges close to $30k p.a) Pieces of paper from places like that are not going to open $50k worth of doors.

Conversely, picking up $100k or more of debt for a highly specialized degree that is recognized as being one of the best of its type, and will lead to a rewarding career, may be a very good decision.

The problem is that we send too many kids to academic programs, with minimal motivation or idea of why they are there. It is the ‘thing to do’, and in those cases, the ‘thing to do’ is often ‘as little as possible’. Colleges have to survive, so they will cater to their customer-base (i.e. the students), and provide degrees that require very little of them.

Some on here have slammed degrees like art, psychology, anthropology. These degrees are not bad degrees, but because they are appealing, they are money-earners, so are offered at places that have no business offering them, so the standards slip, and the number of graduates far exceeds the availability of jobs, and far too many of those graduates have developed only minimal skills since high school, but now have enormous debt for their pains. For these students, no, college is not worth it.

Posted by Educ8Now | Report as abusive

Just a pet peeve:

The statistic touted by people like Mark Kantrowitz, that Bachelor’s degree recipients have 80 percent higher incomes than high-school grads is usually applied completely out-of-context. It may be true, but that does not mean that a degree will – even on average – push your earnings 80% higher, as is often implied when encouraging students to take on unnecessary debt.

Everyone has skills, for better or sorse, some are in more demand than others. That is how the world works.
An F-150 can haul more cargo than an Escort; adding beefed-up suspension means that it can haul even more, but that is not the reason it can haul more than an Escort. Adding the same suspension to an Escort … well that is just not a good fit, now, is it? It won’t make the Escort competitive.

If you cannot see the analogy, and have a college degree, it may not have been worth it.

Posted by Educ8Now | Report as abusive

In our ‘new’ economic climate you are going to be hard pressed to find a job that pays more than minimum wage without a college education. As a nation affordable college tuitions should be subsidized as it is imperative we keep our population educated. ‘Dumming down’ America is not in our best interest. When the nation gets fed up with the obstructionists in our political system then we will have progress.

Posted by dennisaa | Report as abusive

While this is an interesting discussion, the reality is that a person with out a college degree will miss out on too many great job opportunities.

I think some more relevant questions are; Why does college cost so much? What is all that money really going towards? Why do parents and student support such inefficient institutions?

In my humble opinion this issue will not change until parents and students begin to say ‘enough already’ and begin choosing universities with more efficient education models.

Posted by chipk64 | Report as abusive

It doesn’t matter how much money higher education costs. We can just put the debt burden on the next generation. Problem solved.

Posted by AverageOne | Report as abusive

depends on cost/benefit and the individual

there is no bright line test here

however, studies indicate that those in the top ten percent of their classes will benefit from a degree and also that graduates who do succeed economically will succeed regardless of the university from which they graduate although they make take longer to succeed if they graduate from Podunk U instead of Princeton

1st degrees should be distinguished from graduate degrees. There are many MBA and law graduates who wasted their time and their money getting their degrees. Many in the bottom 75% of their law school classes will never get their feet on the first rung of the success ladder and will never justify the $200,000 or so they spent plus lost earnings while attending school.

Posted by edmiii | Report as abusive

Public education is a great value for the money: go to any campus in California, Massachusetts, Texas and you will do well
If you insists in paying a bundle for a cute little campus in the woods, that’s your problem

Posted by 5485 | Report as abusive

Worth it for so many reasons – but not for everyone – especially now that costs are increasing significantly? What we are missing in the US are viable vocational training programs for those who are not suited or interested in college and yes possibly for those who can’t afford it. As for college investments paying off or ensuring lucrative careers; now that is just not as prevalent as in the past. More and more students are studying, getting a degree and doing something completely different when they enter the workplace.

Posted by GRB1962 | Report as abusive

The short answer: YES, college is worth it.

The longer answer: YES, but it depends on where you go.

One of my primary tasks at work now is analyzing labor market data, and the numbers don’t lie, people.

Without a college degree, you have few options; you’re more or less relegated to hoping you have enough technical skill to out compete someone who went to college for a job, or doing a sales job. Sales jobs are mostly an unending pressure cooker. Enjoy that one as long as the lining of your stomach lasts.

Beyond just the credential (the direct object), college grads also signal things indirectly to employers. Most of all, it signals ambition and willingness to get ahead. Honestly, when I meet people in my line of work these days without a college degree, I don’t look at them and marvel at their ability to get ahead, though I do think about it. My internal dialogue always begins with “why not?”

College graduates, on average (again, I’m not making this up, it’s data, it’s out there, look for it) earn more money than their peers without college degrees. Such that, it’s well worth the investment you made and debt you went into, ten years down the road. They also, due to whatever is in the water in college, tend to live longer, prosper more, are more socially aware people, are happier, and live what you’d call “fuller” lives.

I’m not saying that everyone needs a 4 year BA, it could be a 2 year tech degree, or 3 year, or 1 year. Point is, the idea that you can ‘make it’ after high school without a college degree is akin to the kid from a small town in rural [state] thinking he’s got a real shot at the NFL because he captained the varsity football team. Yeah, there’s a chance. It’s not pretty. But yeah, it exists.

The problem here is that the labor market obfuscates what it really values regarding college. It values the degree, to some level, basically in that it makes you look like a better candidate than someone who doesn’t have a degree, all other things equal.

What it does not tell you is that there are types of degrees it values more highly than others. There aren’t many of them, most of them involve math, and they are often times boring (be real, how many 19 year olds LOVE accounting when they’re 19?), yet they pay handsome dividends by age 30. It does not tell you this because the labor market expects you’ll be smart enough to figure this out on your own.

Most of us, myself included (Humanities triple major over here), don’t realize this until it’s too late. I toiled for a few years, realized my mistake, and paid handsomely to obtain a graduate degree that included a heavy dose of quantitative training. I now have a job I love, and my debts will be paid off in ten years. Bummer I’ll be 40 then, not 32.

People need to stop thinking, as others have said above me, that a 4 year degree in [major] is going to provide them the pathway to a job. Be real. For nearly all humanities, and many social sciences, there simply aren’t jobs for those of us who only have a BA. Period. They aren’t here now, and they won’t be here in 10 years, so get over it. Study something either as a major or minor with real world applicability.

And, if you’ve got to borrow 50K in total to obtain a BA, you’re at the wrong school. Either go get higher SAT/ACT scores, find a school that will give you more money, or find a cheaper school. Our labor market rewards those with the credential, but is blind to what we go through to get said credential. Be wise. Nobody is going to do it for you.

Posted by Adam_S | Report as abusive

Neither of the Wright brothers had a college degree,yet they designed and built their own wind-tunnel as well as completing the first heavier-than-air powered & piloted aeroplane flight.It occurred little more than a week after Professor Langleys’ 2nd unsucessful attempt.At the time Professor Langley was an internationally renowned scientist and head of the Smithsonian Institute in Washington.The Wright brothers were bicycle mechanics who pursued aeronautics in their spare time.Moral of the story:superior qualifications aren’t always necessary.

Posted by 7trickpony | Report as abusive

We have to scrap the idea that everybody should go to college. Some people are simlpy incapable of a real college education. Some have talents that are not suitable for college academics. Examples:
– basketball & football players in effect are trained by colleges at the expense of We The People. If the NBA or NFL wants a training camp let them pay for it
– technical & medical people need advanced education focused on their career choices, they have to suffer through a lot classes that are simply irrelevent.
– Furthermore much of the academic staff has much less than a 100% teaching load. Let’s cut the overhead here and put idling academics to work. — AND CUT COSTS.

Posted by alconnelly | Report as abusive

How come nobody thinks of one thing that really makes sense? Give the students interest-free loans. That will make it much much easier for students to pay them back. Ta-da! Solution!

Posted by uniquestar.7 | Report as abusive

My problem isn’t with higher ed – it’s with the business of higher ed. And the fact we’re telling people who choose not to go through the college process that they have no value. I think there is a place for people who just want to learn about something and then go do it. The secret that degree proponents don’t want to talk about is that most people don’t go to college to learn and be better contributors to society. They go to college to make more money – period. Otherwise, all the HS seniors that say they’re going on to be marine biologists or electrical engineers wouldn’t be coming out of college with art history or marketing degrees – and in debt for 6+ figures. And the bazillion coveted MBA’s would be watching out for their economy and their society as well as their personal bank balances. Bottom line is that our charge is to prepare the next crop – not take everything we can get in our pockets. I think college stresses “I got mine – sucks to be you” instead of how can I do what I love to do, take what I need, and contribute at the same time.

Posted by SGinOR | Report as abusive

Good public schools deliver most bang for the buck, at least for in-state students.

Read more about the return on investment here: 7/value-of-education-economically.html

Posted by PeterMelzer | Report as abusive

Truth is, the whole concept of college has gotten so out of whack. let me see if I get this right… have parents spend years saving hard earned money to pay for a 17 year old kid to travel to some strange city to hang out with other kids that are equally as lost.
I loved my college expereince but I saw WAY TOO MANY kids party their butts off. I remembered at a young age saying to myself I cannot responsible send my kids to a 4 year school without having them learn about the real world first. Besides, college is meant to send you off into life with your business secured.. ya right.. these kids don’t even know what they like yet.
my point is this… if you have a kid who is serious about college and has a good general direction, start them off as an intern. Then see what they think. if it’s a go, then by all means, pay for school if you’re able to do so.

Posted by haveyouseenmy | Report as abusive

Why are you going to college? If your sole or main purpose is to make lots of money, then you need to re-think your plan. The undergraduate years are not vocational or pre-professional; they are for learning about ideas. Elitist? Probably. But that’s why only a small percent of students attending college today should be there in the first place. Learn a skilled trade and you’ll make lots of money. Go to a business school and become a sales rep. You’ll earn a good salary and won’t saddle yourself with debt. Don’t blame college tuition and the fat loan you took out for the fact that you shouldn’t have attended an institution of higher learning when you weren’t interested in what it had to offer in the first place.

Posted by 0919 | Report as abusive

Not getting a college education because it’s too expensive isn’t really a choice. We all know that a college education has far more advantages and can do far more to make your life financially secure than a high school diploma. Like one guy commented here: both his kids are working today despite the recession only because they hold college degrees. I think online graduate degree programs make a lot of sense in this type of economy. You can work full-time as you study to earn a degree. Many online degrees are well-reputed and as long as you earn a degree through an accredited college, it will hold value as you seek better job prospects for yourself.

Posted by lauralopez | Report as abusive

I am going to be attending a private university in California. My major is nursing and by the time I am done I will be around 100 to 140 thousand dollars in debt. I know nursing is a great major, but is my debt worth it?

Posted by Amchoudini10 | Report as abusive