Comments on: FDIC’s problem bank list grows to 552, DIF now negative http://blogs.reuters.com/rolfe-winkler/2009/11/24/fdics-problem-bank-list-grows-to-552-dif-now-negative/ Option ARMageddon Tue, 14 Oct 2014 13:06:34 +0000 hourly 1 http://wordpress.org/?v=4.2.5 By: Steve http://blogs.reuters.com/rolfe-winkler/2009/11/24/fdics-problem-bank-list-grows-to-552-dif-now-negative/comment-page-1/#comment-5012 Thu, 28 Jan 2010 16:18:59 +0000 http://blogs.reuters.com/rolfe-winkler/?p=4439#comment-5012 If the general public would take actions on knowing their account balances the banks would not charge them. There would be no overdrafts… The American public seems to point blame on the banks and not take the responsibility of maintaining their own accounts. When was it decided that Americans can just overdraw their accounts and expect the banks to pay the check for free? I think the general public needs to get a grip on their spending and actually keep a register again to make sure they have money in their accounts. You know just because you have checks it doesn’t mean you have money in your account. TAKE RESPONSIBILIY and quit blaming the banking system for your lack of knowing your account. The banks are not telling you to write bad checks….you are doing that on your own. If you don’t have the money don’t make the purchase. It’s high time people started owning up to their actions and quit blaming the banks. Tell me would you rather the banks send back your rent/mortgage payment? That way you would have the collectors calling you stating you owe money, then that would in turn hit your credit report and lower your score so when you went to purchase a vehicle or applied for credit you would be denied.
So you tell me what the banks should do? Just pay your mistake and not charge you for it? It sounds like you want everything for free…The reason banks charge is because people yes that’s right live people (that know how to manage an account) have to touch the check or make a decision about whether or not to pay it. If you want to you can go to your bank and ask them not to pay any checks that would create an overdraft fee. The banks are willing to just return your bad check and have the business owner turn it over to the prosecuting attorney to track you down.

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By: kenyon love http://blogs.reuters.com/rolfe-winkler/2009/11/24/fdics-problem-bank-list-grows-to-552-dif-now-negative/comment-page-1/#comment-4714 Sun, 17 Jan 2010 04:26:35 +0000 http://blogs.reuters.com/rolfe-winkler/?p=4439#comment-4714 My problem is with regions Bank, they charge a lot of over the limit fees. Just say a large amount will go threw but the small one will get charged fees. For each charge of one dollar to three dollars you will be charged thirty five dollar for each one. That goes on about five to ten times a month. This is a way to break working people. If you don’t check your account money will just walk away. So please look into this issue a lot of people is hurting!

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By: Andrew http://blogs.reuters.com/rolfe-winkler/2009/11/24/fdics-problem-bank-list-grows-to-552-dif-now-negative/comment-page-1/#comment-3702 Tue, 24 Nov 2009 17:07:18 +0000 http://blogs.reuters.com/rolfe-winkler/?p=4439#comment-3702 Lots of little banks finding their way onto the list. Not that you can’t deplete a fund with a thousand cuts, but I suspect that given status quo in the economy all the banks of any note (>$10B) that will be on this list already are.

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