With nearly 30 million small businesses in the United States, it can be tricky to find a business model to set you apart from competitors.
The co-founders and entrepreneurs behind Two Degrees Food, a company that produces nutritional bars and feeds children across the world, have used one of their best assets to maximize their reach: a 35-year age difference.
The “boomerang generation”– young adults who live at home with their parents — are increasingly turning to mom and dad for further financial support. But will caring for your adult children jeopardize your retirement security?
There are currently more than 270 private colleges and universities across the nation that participate in the Tuition Plan Consortium, a network that allows you to pay for future tuition and fee costs in current dollars while retaining their value for 30 years.
Still denied: How community colleges shortchange students by not offering federal loans, a study released last week by the Institute for College Access & Success, finds that more than one million students across 31 states do not have access to student loans from the federal government, a low-interest lender.
If you’re feeling discouraged about reaching your ambitious retirement goals, rest assured you are not alone.
According to the newly-released study called Shedding Light on Retirement, 55 percent of Americans don’t know how to achieve their retirement goals.
Investors, be forewarned: tread lightly when it comes to currency trading.
Whereas professional investors have more resources at their disposal to hedge, the average investor could be left in the dust — especially during a time where political unrest and crises are cause for big market swings in futures and currencies.
Individual retail investors “are the minnow in the shark tank; they might get some crumbs, but they’re playing with some really big, really aggressive players,” says Rick Brooks, vice-president of investment management at Blankinship & Foster. Brooks notes that while retail investors may trade anywhere from a few thousand to maybe a million dollars, professional traders are trading hundreds of millions of dollars a day, if not a minute, and are therefore privy to critical information.
The days of haggling over the phone with your broker or hunching over your online brokerage account may become a thing of the past with the advent of mobile trading.
Investors are increasingly turning to their mobile phones and tablets to trade on-the-go in a new trend that is shaping the 24-hour trading cycle.
So much for early retirement. Cash-strapped Americans aged 55 and older are staying in the workforce longer and even returning to work because of inadequate Social Security benefits and lagging retirement plans, a study by the Employee Benefit Research Institute finds.
The trend could lead to a dramatically different workplace dynamic — a shift that brings both pros and cons, researchers say.
The days of scratching your head as you try to decipher an insurance policy riddled with complex legalese may soon be over.
Sun Life Financial has launched a company-wide campaign to effectively translate technical jargon into “plain language.”
Call it a bad omen that the Social Security doom-and-gloom was largely left untouched in President Barack Obama’s 2012 budget. The pension program not only took a hit during the economic downturn, but there are plenty red flags about its long-term viability.
Stuart Rubinstein, managing director of client engagement for TD Ameritrade, says you should consider Social Security as what it was designed to be: not a guaranteed income, but rather, an income supplement. Thus, the right time to get on track for your retirement goals is today.