Terrine's Feed
Sep 15, 2011
via Entrepreneurial

Two Degrees co-founders draw on 35-year age gap

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With nearly 30 million small businesses in the United States, it can be tricky to find a business model to set you apart from competitors.

The co-founders and entrepreneurs behind Two Degrees Food, a company that produces nutritional bars and feeds children across the world, have used one of their best assets to maximize their reach: a 35-year age difference.

Jul 22, 2011
via Reuters Money

Gen”Why?”: Balancing your finances with boomerang kids

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Fred Amrein has three children in their early 20s: the youngest lives in college dorms, the middle lives at home and the oldest — soon to be married — recently moved out.

The “boomerang generation”– young adults who live at home with their parents — are increasingly turning to mom and dad for further financial support. But will caring for your adult children jeopardize your retirement security?

Jun 17, 2011
via Reuters Money

Prepaid tuition plans: Sprint to lock in 2011 rates

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If you’re looking for another way to diversify your child’s 529 college savings plan, sprint to the finish; you have two weeks left to consider locking in prepaid tuition at 2011 rates.

There are currently more than 270 private colleges and universities across the nation that participate in the Tuition Plan Consortium, a network that allows you to pay for future tuition and fee costs in current dollars while retaining their value for 30 years.

May 4, 2011
via Reuters Money

College students still denied federal funding: report

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As more American students turn to community colleges in order to avoid steep tuition costs, students are still facing a lack of funding through the federal loans program.

Still denied: How community colleges shortchange students by not offering federal loans, a study released last week by the Institute for College Access & Success, finds that more than one million students across 31 states do not have access to student loans from the federal government, a low-interest lender.

Apr 5, 2011
via Reuters Money

Most Americans find their retirement goals unattainable: study

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If you’re feeling discouraged about reaching your ambitious retirement goals, rest assured you are not alone.

According to the newly-released study called Shedding Light on Retirement, 55 percent of Americans don’t know how to achieve their retirement goals.

Apr 4, 2011
via Reuters Money

Currency trading: 5 ways to hedge your bets

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Investors, be forewarned: tread lightly when it comes to currency trading.

Whereas professional investors have more resources at their disposal to hedge, the average investor could be left in the dust — especially during a time where political unrest and crises are cause for big market swings in futures and currencies.

Individual retail investors “are the minnow in the shark tank; they might get some crumbs, but they’re playing with some really big, really aggressive players,” says Rick Brooks, vice-president of investment management at Blankinship & Foster. Brooks notes that while retail investors may trade anywhere from a few thousand to maybe a million dollars, professional traders are trading hundreds of millions of dollars a day, if not a minute, and are therefore privy to critical information.

Mar 21, 2011
via Reuters Money

Mobile Currency Trading: There’s an app for that

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The days of haggling over the phone with your broker or hunching over your online brokerage account may become a thing of the past with the advent of mobile trading.

Investors are increasingly turning to their mobile phones and tablets to trade on-the-go in a new trend that is shaping the 24-hour trading cycle.

Feb 28, 2011
via Reuters Money

Americans staying in workforce longer: study

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So much for early retirement. Cash-strapped Americans aged 55 and older are staying in the workforce longer and even returning to work because of inadequate Social Security benefits and lagging retirement plans, a study by the Employee Benefit Research Institute finds.

The trend could lead to a dramatically different workplace dynamic — a shift that brings both pros and cons, researchers say.

Feb 17, 2011
via Reuters Money

Understanding your life insurance policy

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The days of scratching your head as you try to decipher an insurance policy riddled with complex legalese may soon be over.

Sun Life Financial has launched a company-wide campaign to effectively translate technical jargon into “plain language.”

Feb 16, 2011
via Reuters Money

Social Security: It’s not the end of the world

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Call it a bad omen that the Social Security doom-and-gloom was largely left untouched in President Barack Obama’s 2012 budget. The pension program not only took a hit during the economic downturn, but there are plenty red flags about its long-term viability.

Stuart Rubinstein, managing director of client engagement for TD Ameritrade, says you should consider Social Security as what it was designed to be: not a guaranteed income, but rather, an income supplement. Thus, the right time to get on track for your retirement goals is today.