Easing the pain for small businesses
The government has unveiled a plan to guarantee up to 20 billion pounds of loans to help small businesses survive the credit crunch.
But there are concerns that will not be enough to get the banks lending sufficient funds to help businesses get access to cash.
The Conservatives want ministers to go further and underwrite 50 billion pounds of loans.
Some businesses are sceptical about the government’s plan. They say they have applied for these loans in the past and have found the caveats to be a deterrent.
What do you think of the plan? Are you the owner of a small business that has found the banks less than helpful? Tell us of your experiences.