How should we fund care for the elderly?

July 14, 2009

Plans to overhaul care services for the elderly will involve creating a national care service, giving all citizens a basic entitlement and contribution to their care.

Plans outlined in a new Green Paper called “Shaping the Future of Care Together” would require people to buy insurance to supplement state funding.

Currently, the elderly are means tested for social care. Under the present English system anyone with a home or savings of 23,500 pounds or more is not given state funding for a care home or social services.

In Scotland, personal care for the elderly is free.

How should we fund care for the elderly? Would it be better to go the Scottish route?


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Can anyone explain why the Scottish get this benefit for free?

It now seems that it is becoming a complete waste of time saving or making any form of effort financially in Britain.

Posted by Nick | Report as abusive

What about part-time work for the elderly? Who says there should be a retirement age?

Posted by Mary Pilcher | Report as abusive

Scotland fund free health care for OAP’s with the £40 billion or so we give Scotland every year, in addition to the tax that they collect and are allowed to keep. This is also why there are no University fee’s and cheaper perscription charges, among other areas. I do wish that Scotland would go for total independance and break away, we would save a fortune and get rid of a load of MP’s.

Don’t forget that Brown has been trying to find a way into getting another slice of OAP’s proerty values for the last few years, over and above the 40% death tax, he can’t stand the idea that this money is witheld from the state.

Posted by Brian | Report as abusive

Let us just say from the start the care in Scotland is not free but better funded. The UK’s government attempt at reform, I beleive, is by and large smoke and mirrors – as nothing in reality has changed – we still have to pay a lot of money for what it seems is not a lot.
I recently found a great site giving good information on this subject which maybe of interest.

Posted by Roger Mannion | Report as abusive

The elderly in the UK need more stairlift grants. It is grossly unfair when we pay into a system all our lives and can not get the resources we need and when we need them, but the truth of the matter is that our government does not pay enough attention to their needs. There has been an overwhelming change in attitude – and thank there has – to putting elderly in care, the new thinking is to keep the elderly at home. This is wonderful which no one is going to deny, but still too little funding is been allocated to helping the elderly gain the necessary equipment to help them live an independent life.

Grants are available but they are waiting lists which differ in different areas of the country, also these are means tested, for more information on stairlift grant

Also information on Guide to Grants for Individuals in Need 2006/07. This is a new edition and it is published by the Directory for Social Change at . Here are some more details|:

Posted by stairliftinfo | Report as abusive

There is surely no problem in funding long-term care for our elderly citizens, all we have to do is leave the European Union. The £12bn saved in subscriptions would easily cover care costs and the building of many suitable care homes, the other savings to industry and commerce, estimated at approximately £100bn, would be of general benefit to the whole country. What are we waiting for.

Posted by Bermad | Report as abusive